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Demographics

Population and Growth
Loveland’s estimated population for 2015 is 72,794 with a median age of 38.7 in 2010 compared to Larimer County at 35.5, the State at 36.1 and the national average at 37.2 People 65 years of age or older represented 14.9% of Loveland’s total population in 2010. By comparison, the percentage of persons 65 years or older in Larimer County, the state, and the nation were 11.9 percent, 10.9 percent and 13 percent respectively.

Age distribution
65+: 15% • 55-64: 12% • 45-54: 15% • 35-44: 13%
25-34: 13% • 20-24: 6% • 15-19: 6% • 10-14: 6%
Under 10: 14%

The city’s population is 23.2 percent of Larimer County. The city is expected to see an annual population growth rate of between 0.9 and 2.6 percent through 2016. However, the number of persons per household has declined since 1990. In 2010, the average number of persons per household was 2.44, compared to 2.55 in 2000.

Population
Year — Loveland — Larimer County
1990 — 37,357 — 186,136
2000 — 50,608 — 251,494
2010 — 66,859 — 299,630
2011 — 68,203 — 305,525
2013 (estimate) — 71,334 — 324,122

Median Age: 38.7

Climate
Loveland has four seasons with moderate temperatures, low humidity and an average 69 percent of days with sunshine. The region also averages about 60 inches of snow annually, although winter storms are normally short-lived.

• Abundance sunshine and low humidity
• Average temperature: 54 degrees
• Annual precipitation: 15.8 inches
• Average snowfall: 300 inches at mountain resorts
• First snow in September

Average Temperatures:
Spring 25°/61° F • Summer 54°/83° F
Fall 34°/63° F • Winter 16°/43° F

Household Income

Median Income
Median household income in Loveland (2012) is $56,798.

Total households (2012) — 28,717 — % by Household
Less than $10,000 — 1,352 — 5%
$10,000 to $14,999 — 1,410 — 5%
$15,000 to $24,999 — 3,457 — 12%
$25,000 to $34,999 — 2,856 — 10%
$35,000 to $49,999 — 3,763 — 13%
$50,000 to $74,999 — 5,678 — 20%
$75,000 to $99,999 — 5,414 — 19%
$100,000 to $149,999 — 2,868 — 10%
$150,000 to $199,999 — 1,228 — 4%
$200,000 or more — 691 — 2%

Cost of living
Loveland’s cost of living is about 9 percent less than the national average according to Pay Scale’s 2013 data from C2ER.

Housing
The average sale price for a single family home in Loveland/Berthoud in 2013 was $258,259.

Rent
The average apartment rental rate is $1,057 per month according to the Colorado Division of Housing.

Housing Assistance Programs
The Housing Authority of the City of Loveland (HACOL) provides housing resources to assure that all residents of Loveland have access to safe and decent housing, and to create and maintain an environment which encourages the realization of each person’s ability to manage their life with dignity. The HACOL is dedicated to excellence in management and in the delivery of services.

Taxes
Colorado has one of the nation’s most favorable business tax climates. The state ranked 16th on the Tax Foundation’s 2012 State Business Tax Climate Index, which measures the extent to which state tax policies promote corporate growth and investment.

*These numbers do not include individual URA or metro district taxes.

Corporate Income Tax – Every domestic and foreign corporation located in and doing business in Colorado is subject to corporate income tax. For income tax years beginning Jan. 1, 2009, multistate corporations with operations in Colorado are taxed using single-factor apportionment. This approach allows companies to pay taxes based solely on their sales in the state.

Individual Income Tax – Colorado has a flat individual income tax structure. The income tax rate for all residents is 4.63 percent of Colorado taxable income.

Retail Sales Tax – The state of Colorado retail sales tax rate has been 2.9 percent since January 2001. Loveland’s City Retail Sales Tax is 3 percent. Larimer County’s rate is 0.65 percent. The total retail sales tax for this region is 6.55 percent.

Lodging Tax – Loveland has a 3 percent lodging tax on the lodging price approved by the voters in November of 2009. Revenue is to be used to promote tourism, conventions and related activities within the city by marketing the city and promoting community events.

Real Property Tax – Loveland has a low 9.564 mills property tax rate. Larimer County has 22.458 mills.

Education
Loveland has an excellent network of elementary schools, community colleges and universities that prepare students for the workforce. Of Loveland’s adult population 25 years and older, 32.5 percent have a bachelor’s or higher-level degree and 90.4 percent have graduated from high school. By comparison, 28.2 percent of adults nationwide have a bachelor’s or higher-level degree and 85.6 percent have graduated from high school.

Loveland’s Bragging Rights
• #2 of the 100 Best Small Art Towns in America – John Villani 2005
• Largest Outdoor Sculpture Show in America – LovelandSculptureGroup.org
• Most Satisfied City Loveland/Fort Collins – Live Happy Magazine July 2014
• Top Colorado City for Job Growth, Loveland-Fort Collins:

2011 Best Cities for Job Growth, www.newgeography.com – May 2011
• 3rd Happiest Metro Region, Loveland/Fort Collins, CO: Gallup and Healthways Well-Being Index – March 2014
• Best Places to Live #33 – Money magazine 2010, 2008
• Best Performing Cities Loveland/Fort Collins – Forbes 2010
• Best Places for a Long Life – Money magazine 2008
• Best Place to Retire on the Water – US News 2009
• Best Places to Retire List – Money magazine 2006

Services, Utilities, Licenses

Cable TV, Internet & Telephone
Qwest Residential (800) 244-1111
Qwest Business (800) 503-6000
Comcast (888) 824-4010
Directv (888) 777-2454
Dish Network (800) 823-4929

Communication
Reporter Herald (970) 669-5050
Loveland Connection (970) 203-9581
Economic Development/Building/Planning
City of Loveland Economic Development Department
(970) 962-2561

Department of Labor
Unemployment Insurance Benefits (800) 388-5515
Unemployment Insurance Tax (800) 480-8299
Workers’ Compensation Customer Service (303) 318-8700
Workers’ Compensation Employer Services (303) 318-8640

Electric & Water
Utility Billing provides electric and water service for majority of Loveland (970) 962-2111

Poudre Rural Electric Association serves a portion of Loveland (800) 432-1012

Fort Collins-Loveland Water District serves parts of North Loveland (970) 226-3104

Little Thompson Water District serves parts of South Loveland (970) 532-2096

Licenses
Sales Tax License (970) 962-2708
Liquor Licensing (970) 962-2324
Driver License (970) 667-7247
License Plates (970) 679-4521

Loveland requires no business license

Natural Gas
Xcel Energy (800) 895-4999

Trash/Recycling
Loveland Recycle Center (970)962-2529
Larimer County Landfill (970) 498-5760
Utility Notification Center “Call before you dig”
(800) 922-1987 or 811

Voter Registration
Loveland City Clerk (970) 962-2322

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